Trip
Cancellation & Interruption:
Trip Cost Coverage
Covers your trip investment if you must cancel or interrupt your trip for reasons such as sickness, injury or death to you, your traveling companion or an immediate family member; severe weather; required to serve jury duty; military duty; employer terminations, layoffs or job transfers; acts of terrorism; strike; involved in or delayed by a traffic accident en route to your departure; named hurricane causing cancellation of travel to the Insured's Destination that is inaccessible or uninhabitable.
$400 Trip Delay
Reimbursement (up to $100 a day)
for additional expenses incurred
when you are delayed (i.e., hotel,
rental car, flight change fees).
$400 Baggage Delay
Reimbursement (up to $100 a day) for purchasing essential items (i.e., toiletries) when bags are delayed more than 12 hours.
$25,000
Medical Expense
Covers emergency medical expenses incurred
while traveling; includes emergency
dental treatment.
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$500,000 Emergency Medical
Transportation
Covers evacuation and transportation to the nearest adequate medical facility when required by an attending physician; also includes cost for a medical escort.
24-Hour Emergency Hotline
Immediate help with any travel or medical emergency when you need it, wherever you need it; includes cash advances, telephone interpretation, passport or ticket replacement, physician referrals and appointments, prescription replacement, lost or delayed baggage tracing and delivery assistance.
Pre-Existing Medical Condition
Exclusion Waiver*
If insurance is purchased within 14 days of initial trip deposit, the Pre-Existing Medical Condition Exclusion will be waived.* This is applicable to all coverages contained in the policy. You must be medically able to travel when you pay your plan cost. In the event that a claim is filed, the injury or illness must be substantiated to our Claims Department. |